Welcome to BimaCalculator.com. By accessing or using our website, tools, and services, you agree to the following Terms & Conditions.
Please read them carefully. If you do not agree with any part of these terms, you should discontinue using the website.
1. Acceptance of Terms
By using BimaCalculator.com, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions, along with our Privacy Policy and Disclaimer.
2. Purpose of the Website
BimaCalculator.com provides:
- Insurance calculators
- Educational content
- Plan summaries, guides, and informational articles
We do not sell insurance policies and are not affiliated with LIC or any insurance company unless explicitly stated.
All tools and content are for informational purposes only and should not be considered financial, legal, or professional advice.
3. Use of Calculators & Information
Our calculators generate estimates based on publicly available information and plan structures.
Actual policy values (premium, maturity, bonuses, surrender values, etc.) may differ.
You agree that:
- Calculations are illustrative only
- You will verify details with an authorised insurance agent or official source
- You will not hold BimaCalculator.com responsible for variations in actual policy benefits
4. User Responsibilities
By using our website, you agree:
- Not to misuse, hack, or disrupt our website
- Not to scrape, copy, or reproduce content without permission
- Not to upload malicious code
- To use the website only for lawful purposes
5. Intellectual Property Rights
All content on BimaCalculator. including text, tools, layouts, graphics, and design, is owned by or licensed to us.
You may not:
- Copy
- Reproduce
- Sell
- Redistribute
Any content without written permission.
You may, however, use information for personal and non-commercial purposes.
6. Third-Party Links
BimaCalculator.com may contain links to external websites for additional information or references.
We are not responsible for:
- The content on external sites
- Their privacy policies
- Their accuracy or reliability
Visiting external links is at your own risk.
7. Limitation of Liability
BimaCalculator.com and its team are not liable for any direct, indirect, incidental, or consequential damages resulting from:
- Use or inability to use our website
- Inaccurate information
- Errors or omissions
- Financial decisions based on calculators or articles
All information is provided “as is” without warranties of any kind.
8. No Professional Advice
Our content is not financial, investment, or insurance advice.
Always consult a licensed insurance agent, financial advisor, or the official insurer before making decisions.
9. Changes to Terms
We may update or modify these Terms & Conditions at any time.
Changes become effective immediately upon posting on this page.
Your continued use of the website indicates acceptance of the updated terms.
10. Termination of Access
We reserve the right to suspend or terminate access to the website for:
- Violation of these terms
- Harmful or unlawful activity
- Abuse of website resources
11. Governing Law
These Terms & Conditions are governed by the applicable laws of India.
Any disputes shall be handled within the appropriate jurisdiction.
12. Contact Information
For questions about these Terms & Conditions, contact us at:
Final Statement
By using BimaCalculator.com, you acknowledge and accept these Terms & Conditions.
We aim to maintain a transparent, safe, and user-friendly platform, and appreciate your cooperation.