LIC Calculators Online

Accurate and easy-to-use tools for planning your LIC of India insurance policies and investment goals.

LIC Jeevan Labh (836 / 936)

Calculate limited pay premiums (16-10, 21-15, 25-16), reversionary bonuses (₹40–₹46/k), FAB, and tax-free maturity corpus.

Calculate Plan 836

LIC Premium Calculator

Calculate exact premiums for your LIC endowment, money back, and whole life policies including GST breakdown.

Calculate Premium

Maturity Benefit Calculator

Estimate the total maturity amount including bonus and final additional bonus (FAB) for your policy.

Estimate Maturity

LIC Bonus Calculator

Calculate total accumulated bonus and FAB for your policies based on term and sum assured slabs.

Check Bonus

Surrender Value Calculator

Estimate the cash value of your policy if you decide to exit early. Understand GSV and SSV payouts.

Calculate Surrender

LIC Policy Loan Calculator

Check how much loan you can get against your policy and the half-yearly interest implications.

Check Policy Loan

LIC Home Loan Calculator

Calculate monthly EMI, LICHFL interest rates, loan eligibility, prepayment savings, & tax benefits.

Calculate Home Loan

LIC GST Calculator

Calculate exactly how much GST you are paying on your 1st year and renewal premiums for any plan.

Calculate GST

Jeevan Anand (915)

Specialized calculator for LIC's most popular plan. Project maturity and life-long cover benefits.

Plan Now

LIC Plan 945 Calculator (Jeevan Umang)

Calculate your 8% guaranteed lifelong income and huge maturity corpus at age 100.

Calculate Plan 945

LIC Jeevan Utsav Calculator (871)

Calculate guaranteed 10% annual lifetime income, accrued additions (₹40/1k SA), & premiums for Plan 871.

Calculate Jeevan Utsav

LIC Bima Jyoti Calculator (860)

Calculate guaranteed additions (₹50/1k SA), limited premium terms (PT-5), & tax-free maturity corpus for Plan 860.

Calculate Bima Jyoti

LIC Bima Gold (Plan 179)

Calculate money-back survival payouts (12/16/20 yrs), net maturity refund, Loyalty Additions, & free extended life cover.

Calculate Bima Gold

LIC New Jeevan Amar (855)

Calculate offline pure term insurance premiums up to ₹5 Crore+ cover, Level vs Increasing SA, & non-smoker rates.

Calculate New Jeevan Amar

LIC Jeevan Kiran Calculator (870)

Calculate ROP term insurance premiums, 100% premium refund at maturity, non-smoker discounts, & life cover for Plan 870.

Calculate Jeevan Kiran

LIC New Jeevan Shanti Calculator (858)

Calculate single premium deferred annuity payouts, 1 to 12 years deferment yields, & Single vs Joint Life pension for Plan 858.

Calculate New Jeevan Shanti

LIC Saral Pension Calculator (862)

Calculate immediate monthly pension payouts, Single vs Joint Life rates, 100% return of purchase price, & yields for Plan 862.

Calculate Saral Pension

LIC Nivesh Plus Calculator (849)

Calculate single premium ULIP fund growth across 4 funds, 1.25x vs 10x sum assured options, & guaranteed additions for Plan 849.

Calculate Nivesh Plus

LIC Index Plus Calculator (873)

Calculate Nifty 50 & Nifty 100 index ULIP returns, guaranteed additions (5%–25%), & 7x/10x life cover for Plan 873.

Calculate Index Plus

New Endowment (914)

The classic savings plan. Estimate your guaranteed returns and maturity for any term.

Estimate Returns

Endowment Plan (814)

Calculate maturity returns, accrued annual bonuses, FAB, loan limits, & surrender value for Plan 814.

Calculate Plan 814

LIC Term Plan Calculator

Calculate & compare premiums across all LIC term plans (Tech Term, Jeevan Amar, Jeevan Kiran) for ₹1 Cr+ cover.

Calculate Term Plan

Tech Term (854)

LIC's cheapest high-value life cover. Calculate premiums for pure risk protection up to ₹10 Crore.

Check Premium

LIC SIIP (Plan 852)

Calculate premiums, returns, and guaranteed additions for LIC's Systematic Investment Insurance Plan.

Calculate SIIP

LIC Pension Plans

Calculate immediate and deferred monthly pension benefits for Plan 857, 858, and Saral Pension.

Calculate Pension

LIC Smart Pension Plan Calculator

Calculate guaranteed lifelong monthly pension, immediate vs deferred annuity yields, 100% ROP, and target corpus.

Calculate Smart Pension

LIC Kanyadan Policy Calculator

Calculate girl child marriage funds, 10% annual education income protection, full premium waiver, & tax-free maturity.

Calculate Kanyadan Policy

LIC Child Plans

Calculate premiums, survival payouts, and maturity benefits for Plan 934 (Jeevan Tarun) and Plan 932.

Calculate Child Benefits

LIC Money Back

Calculate premiums, survival payouts, and maturity benefits for Plan 920 (20-Yr) and Plan 921 (25-Yr).

Calculate Returns

LIC ULIP Plans

Calculate premiums, allocation fees, and fund returns for LIC SIIP (852), Nivesh Plus (849), & Index Plus (873).

Calculate ULIPs

LIC Plan 936 Calculator (Jeevan Labh)

Simulate premium paying terms, reversionary participating bonuses, FAB, and tax savings under the limited payment Plan 936.

Calculate Plan 936

LIC Bima Ratna (864)

Simulate premium terms, fixed Guaranteed Additions, survival money-back benefits, and final maturity corpus under Plan 864.

Calculate Bima Ratna

LIC Dhan Rekha Calculator (863)

Calculate limited pay half-PPT premiums, periodic survival money-back payouts, guaranteed additions (₹50–₹60/1k SA), & maturity returns for Plan 863.

Calculate Dhan Rekha

LIC Amritbaal Calculator (874)

Calculate child higher education premiums, short 5/6/7 yr PPTs, guaranteed additions (₹80/1k SA), & maturity corpus for Plan 874.

Calculate Amritbaal

LIC Jeevan Azad Calculator (868)

Calculate limited pay premiums (PPT = Term - 8 Yrs), Sum Assured (₹2L to ₹5L), guaranteed maturity returns, & life cover for Plan 868.

Calculate Jeevan Azad

LIC Nav Jeevan Shree Calculator (912)

Calculate HNI limited pay premiums (6, 10, 15, 20 Yrs PPT), 5-yr Guaranteed Additions (₹50/1k SA), reversionary bonuses, & maturity returns for Plan 912.

Calculate Nav Jeevan Shree

LIC Bima Lakshmi Calculator (881)

Calculate limited pay premiums (10, 12, 15 Yrs PPT), periodic 15% money-back cash payouts every 5 yrs, Guaranteed Additions, & maturity corpus for Plan 881.

Calculate Bima Lakshmi

LIC Jan Suraksha Calculator (880)

Calculate low-cost micro-insurance premiums, Sum Assured (₹10k to ₹2L), Guaranteed Additions (₹35/1k SA), & guaranteed maturity savings for Plan 880.

Calculate Jan Suraksha

LIC Bima Kavach Calculator (887)

Calculate high sum assured term insurance premiums (₹25L to ₹5Cr+), Level vs Increasing SA options, non-smoker discounts, & daily protection cost for Plan 887.

Calculate Bima Kavach

LIC Aadhaar Stambh (943)

Calculate premium schedules, Loyalty Additions (LA), and tax-free maturity benefits under male-exclusive Plan 943.

Calculate Aadhaar Stambh

LIC Aadhaar Shila (944)

Calculate premium schedules, Loyalty Additions (LA), and tax-free maturity benefits under female-exclusive Plan 944.

Calculate Aadhaar Shila

Single Premium Endowment (717)

Simulate upfront premiums, reversionary bonuses, FAB, and tax benefits under the one-time investment Plan 717.

Calculate Plan 717

LIC Plan 933 Calculator (Jeevan Lakshya)

Simulate premiums, reversionary bonuses, premium waivers, and annual 10% death income benefits under child milestone Plan 933.

Calculate Plan 933

LIC Plan 935 Calculator (New Endowment Plus)

Simulate regular premiums, allocation charges, FMC active fees, mortality deductions, and closing fund values under the market-linked Plan 935.

Calculate Plan 935

LIC New Pension Plus Calculator (867)

Calculate regular & single premium retirement pension wealth, 4 pension funds, guaranteed additions, & 60% tax-free cash for Plan 867.

Calculate New Pension Plus

LIC Plan 915 Calculator (New Jeevan Anand)

Simulate premium installment plans, high Sum Assured discounts, reversionary bonuses, slab loyalty FAB additions, and lifelong cover security under Plan 915.

Calculate Plan 915

LIC Jeevan Saral Calculator (Plan 165)

Calculate Maturity Sum Assured (MSA), Loyalty Addition, 250x death sum assured, and surrender values for LIC Table 165.

Calculate Plan 165

Mastering Your LIC Policy Planning

Life Insurance Corporation of India (LIC) has been the cornerstone of financial security for millions of families for decades. However, understanding the various plans and their financial implications can be daunting. Our LIC Calculators Online are designed to simplify this process, providing you with transparent and accurate data to make informed decisions.

Whether you are looking for long-term wealth creation, protection for your family, or a pension plan, choosing the right sum assured and term is vital. Use our specialized tools to compare different scenarios and find the perfect balance between premium affordability and benefit payouts.