Calculate Premiums for Top LIC Policies
Welcome to the most comprehensive collection of LIC Premium Calculators. Whether you are looking for a Whole Life pension plan like Jeevan Umang or a Single Premium investment, our tools help you estimate your maturity returns, tax benefits, and premium costs instantly.
Select a plan below to start your calculation:
Most Popular Plans
LIC Jeevan Umang (Plan 945)
Guaranteed Income for Life
A whole-life plan that provides 8% guaranteed survival benefit every year after the premium paying term ends. Ideal for pension planning.
👉 [Click to Calculate Premium for Plan 945]
LIC New Jeevan Anand (Plan 915)
The Classic “Zindagi Ke Saath Bhi…”
The most popular endowment plan offering a lump sum at maturity AND free life cover for the rest of your life.
👉 [Click to Calculate Premium for Plan 915] * (Coming Soon)*
LIC Jeevan Labh (Plan 936)
High Return Endowment: A limited premium paying plan known for high bonus rates and solid returns. You pay for fewer years and enjoy cover for a longer term. 👉 [Click to Calculate Premium for Plan 936] (Coming Soon)
Single Premium Plans (One-Time Investment)
Single Premium Endowment (Plan 717)
Invest Once, Enjoy Growth
Pay a lump sum once. Get life cover and a maturity amount with bonuses. Excellent alternative to Fixed Deposits (FD).
👉 [Click to Calculate Premium for Plan 717]
LIC Bima Jyoti (Plan 860)
Guaranteed Additions: A non-participating plan where returns are guaranteed (₹50 per thousand Sum Assured) and not dependent on market profits. 👉 [Click to Calculate Premium for Plan 860] (Coming Soon)
Child & Family Welfare Plans
LIC Jeevan Lakshya (Plan 933)
The “Kanyadaan” Policy
Designed for parents. In case of the proposer’s death, all future premiums are waived, and the family receives an annual income + maturity amount.
👉 [Click to Calculate Premium for Plan 933] (Coming Soon)
LIC Jeevan Utsav (Plan 871)
Lifetime Guaranteed Income LIC’s newest sensation. Offers 10% of Sum Assured as regular income for life. 👉 [Click to Calculate Premium for Plan 871] (Coming Soon)
How to Choose the Right LIC Plan?
Not sure which calculator to use? Here is a quick guide:
| If you want… | Choose this Plan |
| Lifetime Pension / Regular Income | Jeevan Umang (945) or Jeevan Utsav (871) |
| Double Benefit (Maturity + Life Cover) | New Jeevan Anand (915) |
| High Returns (Savings Focus) | Jeevan Labh (936) |
| Child’s Education / Marriage Security | Jeevan Lakshya (933) |
| One-Time Investment | Single Premium Endowment (717) |
Frequently Asked Questions
1. Are these calculators accurate?
Our calculators use the official premium tables and rebate rules from LIC (including the latest GST rates). However, bonus rates (for participating plans) are estimates based on current trends.
2. What is the difference between Plan 945 and 745?
Plan 745 is the updated version of the old Plan 945. LIC updated the mortality tables and premium rates. Our calculators are updated for the latest version (745).
3. Do these plans save tax?
Yes, premiums paid for most of these plans are eligible for tax deduction under Section 80C (up to ₹1.5 Lakh). Maturity proceeds are generally tax-free under Section 10(10D), subject to current income tax rules.