India’s Most Accurate LIC Premium Calculators
Updated for 2025 | Official LIC Rates | No Sign-Up Required
🔥 Most Popular Calculators
LIC Jeevan Umang
Plan 745Pension & Whole Life. Get 8% guaranteed lifetime income.
Calculate Premium »New Endowment Plan
Plan 914 / 714Low Risk, Steady Returns. The classic savings plan with life cover.
Calculate Premium »Single Premium
Plan 717Invest Once. Tax-free returns. Better than Fixed Deposits.
Calculate Premium »💰 Investment & Savings
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Jeevan Labh (Plan 936)
High bonus, limited premium payment. -
New Endowment (Plan 714)
Low risk, steady returns. -
Bima Jyoti (Plan 860)
Guaranteed additions (Non-market linked).
🛠️ Policy Services
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Surrender Value Calculator
How much will you get if you stop paying? -
Late Fee & Interest
Calculate interest on unpaid premiums. -
Loan Calculator
Check your eligibility for an emergency loan.
Why use BimaCalculator.com?
We are a dedicated resource for insurance agents and policyholders. Unlike general finance sites, our tools are built specifically for LIC (Life Insurance Corporation of India) logic.
- 100% Accuracy: We use the official premium tables, GST rates (4.5% / 2.25%), and high Sum Assured rebate slabs.
- Updated Bonus Rates: Our maturity estimates use the latest declared Simple Reversionary Bonus (SRB) and Final Additional Bonus (FAB).
- Detailed Breakdowns: We don’t just give you a final number; we show year-by-year cash flow, tax benefits (Sec 80C), and net yield.
Disclaimer: We are an independent educational tool and are not affiliated with the Life Insurance Corporation of India. Please consult an official agent for final policy issuance.